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Beginners Guides, Contract, conveyancer, Conveyancing, Conveyancing Quote, First Time Buyers, help to buy, help to buy ISA, ISA    No Comments

Matt Slade – Fidler & Pepper Partner and Head of Conveyancing.

Whilst we’re not the type of firm who likes to blow their own trumpet, we’re pleased to mark an important milestone as we complete our 2,000th purchase involving the innovative Help To Buy schemes!

We began acting for Help To Buy purchases in 2015, with Help To Buy ISAs being dealt with from February 2016.

Help to Buy is a Government-backed scheme that sees people being offered a loan up to 20 per cent of the cost of a newly-built home.

A Help to Buy ISA is a type of savings scheme that was created to help first-time buyers save for a deposit for their home. The government gives savers a helping hand to boost their savings in order to help them get onto the housing ladder.

Our Matt Slade, head of the Conveyancing department, said, “When it was first launched back in December 2015, it was an attractive scheme to prospective first time buyers. It effectively made saving for a deposit more attractive at a time when the tightening of lending criteria could have negatively affected the market, providing a necessary boost at just the right time. The take-up of the ISA accounts has steadily increased and it is fair to say that it has been a great way for people to get on the property ladder.”

There is a set of guidelines that govern how Help To Buy ISA schemes can be used

For instance, the government boosts savings by 25 per cent, and people can save up to £200 per month. The maximum bonus people can claim is £3,000, so to get the best bonus people would need to save £12,000. The house that people want to purchase using the scheme  must cost a maximum of £250,000 (or £450,000 in London).

You can still take advantage and benefit!

Help To Buy ISA schemes will end in November 2019, meaning that they are still available but you will have to move quickly to take advantage of them. If you’re interested in the Help To Buy Scheme and have any questions or you would like a Conveyancing quote then visit our website or call 01623 45 11 11.

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Apprenticeships, Careers, employees, vacancies, young people    No Comments

At Fidler & Pepper we focus on developing careers

We recruit, train and retain our staff as part of our ‘Grow Our Own’ people development strategy. Put simply, that means we like to recruit the very best staff and help them to grow and develop to meet their own career goals and to support our business goals. We have a structured development plan which allows members of our team to move up and across to other roles and this is supported by internal and external training and nationally recognised qualifications. We’re really pleased to say that we have a lot of staff that have joined us and are now progressing through the business.

We have a commitment to supporting apprenticeships

Over the years more than 30 of our staff have successfully completed apprenticeships gaining over 50 qualifications between them. Currently we have 8 apprentices across our business (Our wonderful apprentices are pictured above) working hard to support all of our departments.  Over the past couple of years we have had 4 apprentices who have been recognised as winners and finalists in various apprentice of the year awards. One of our current apprentices Lucy Cowe is a current finalist in both the CT Skills Made in the Midlands Apprentice of the Year award and the Mansfield and Ashfield 2020 Business awards. Fingers crossed for Lucy and thank you for your hard work!

We’re always on the look out for great people!

We offer a variety of roles from legal roles to business support roles and at Fidler & Pepper we aim to create a great place to work and provide training and development opportunities for our staff. Our staff development motto is Happy Staff = Happy clients as we know that happy staff provide a positive service to our clients, which makes clear business sense!

Check out our vacancies

If you’re interested in working for Fidler & Pepper then check out our current vacancies!  If you want to apply for a position with us then your C.V. needs to stand out. Below are some useful tips, particularly if this will be your first ever role – we understand it can be daunting, but these tips will help;

Use a simple C.V. format

Be specific, what are your skills and how do they suit the role?

Use examples; when have you solved problems? Managed a situation?

List your achievements – you should be proud of them, let people know!

Be truthful

Ensure you have the correct contact details listed

Another top tip is, if you have an outdated, or immature email e.g. spidermanrocks@gmail.com, change it to your name, e.g. peter.parker08@gmail.com

Always include a cover letter

We look forward to hearing from you

If you have any questions simply give us a call on 01623 45 11 11 or alternatively,  if you’re making an application for one of our current job roles then we look forward to hearing from you!

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Auctions, Beginners Guides, Boundary Disputes, Contract, conveyancer, Conveyancing, Conveyancing Quote, First Time Buyers, flipping, full structural survey, help to buy, help to buy ISA, Property Auctions, Property Market, property owner, Property Report, property searches, Quicker conveyancing, restrictive covenants, searches, signing contracts    No Comments

When we talk about ‘flipping’ we’re not talking abut pancakes! We mean buying a fixer-upper to do up and ‘flip’  (do it up and sell it at a higher price to make a profit) to boost your savings. But it’s important to remember that you have a lot to think about before you go ahead and buy a property to ‘flip’. There may be some obstacles in your way…

Do You Need Planning Consent?

If you’re planning to extend then you should check before you buy that you can get the planning consent you need for the work you want to do.  Often small extensions and conservatories don’t need planning consent, but if some extension works have already been done or your planned extension is large then you will still require planning consent from the Local Authority.  It’s always best to check this before entering into any Contract, especially if your purchase is based on being able to extend. You should also think about the costs of applying for planning consent.

If the property is a listed building, a conservation area or in an area where development rights have been restricted, then there may be even more hoops to jump through!

Building Regulations – Do You Know What Needs Sign Off?

Structural work to a property needs to comply with building regulations. There are costs of getting your plans approved from the Local Authority and extra costs for building inspectors to sign off the work once it’s completed. You’ll also need a Completion Certificate which legally confirms that building regulations rules have been complied with. As well as extensions you also need a building regulations certificate of compliance for electrical installation, gas installations, new double glazing, removals of chimney breast, removals of internal (supporting) walls and re-roofing.

What Are Restrictive Covenants? 

Even if you have the planning consent and the building regulations you need, you could still be prevented from extending or altering the property under a Restrictive Covenant. A Covenant is a legal promise in the Deeds to the property which can be enforced by a developer, a council or even owners of neighboring properties.  A Covenant can apply to modern or very old properties.

Covenants can prevent new owners making any changes to the property and owners can be sued for doing something that breaches it. It’s common for there to be a Covenant about adding a new building or extending or altering any existing building on the property without the consent of the original developer. Failure to apply for consent under the Covenant could result in the owners being taken to court, being forced to pay a fine, having to return the property to its original state or delays selling the property. Your Conveyancer who will be able to tell you whether there is any risk of breaching a Covenant in the property.

If You Have Questions About ‘Flipping’, Don’t Get In A Flap – Get In Touch 

If you’re a first time ‘flipper’ or are thinking of buying a property that have a Restrictive Covenant, then we can help you. Simply call 01623 45 11 11. For more about our Conveyancing services or an instant quote visit our website.

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