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Apprenticeships, Awards, conveyancer, Conveyancing    No Comments

Wendy Walker is one of our inspirational employees and is often described as going above and beyond to help drive Fidler & Pepper forward. The great news is that her hard work has resulted in her being shortlisted for a prestigious award.

Wendy, who has worked at fidler & Pepper for more than 36 years, is a finalist in the Female Employee of the Year category of the Chamber East Midlands’ Enterprising Women Awards.

Whilst Wendy’s main role is to supervise our large and growing conveyancing team, she also takes a lead in day-to-day management of the firm, managing work volumes, personnel and firm wide projects.

Mark Slade – Fidler & Pepper’s Managing Partner, said: “Wendy is one of a kind. Her work ethic and dedicated approach enables the firm to reach its ambitious targets and goals. She is a wonderful role model to all of the firm, and fully deserves to be a finalist.”

The East Midlands Chamber (Derbyshire, Nottinghamshire, Leicestershire) Enterprising Women awards “celebrate and showcase the successes of women in business that have taken place in the East Midlands business community over the past year”.

Corey Else, who has been at Fidler & Pepper for three years, started out as an apprentice. He said: “I really feel supported by Wendy, who helps me set a clear path of what I can do next. I’m now working towards a professional qualification as a Conveyancing Technician.”

Her colleague Sophie Wise, added: “I really enjoyed my apprenticeship and I’m now a trainee Conveyancing Assistant. I’m pleased to be progressing with the Conveyancing team and Wendy has definitely helped me to see how I can keep moving on in the future.”

The winners will be announced at a gala dinner on March 2, a date that was chosen as it is close to International Women’s Day, which is on March 8.

We’ll keep our fingers crossed and wish Wendy lots of luck on awards night!

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Apprenticeships, Careers    No Comments

Growing your own is fashionable nowadays and Fidler & Pepper being the trend-setters we are, have been doing it for years! OK, so we aren’t growing our own marrows, but we are growing our own people!

We’re planting little seeds of knowledge in our staff and nurturing them into a bumper crop of Conveyancers, Private Client Specialists and support staff.

We have always seen the importance of training and developing the staff we have rather than looking elsewhere and we think that growing our own has produced the best batch of employees we could ask for.

It’s a win-win as well as we’re offering not just jobs, but the chance for a lifelong career, with career paths that can lead in various directions based on the abilities and interests of our staff.  Some of our employees have started out as apprentices and gone on to train as fully qualified lawyers!

We’re really pleased that our people growing has been recognised over the years and in recent years two of our apprentices Amber and Sian have won apprentice of the year awards. Recently our Sophie Wise was a finalist in the Chambers of Commerce awards and the NMSY Apprentice awards and Phoebe Killeen was a finalist in the Chad Business awards.

As a firm we’re also very proud winners of the Chad Business Awards in the People Development category, which recognises our commitment to training and developing our staff. This follows our Gold award from Youth Employment UK for our focus on being a youth friendly employer!

We’re always on the look out for a few good seeds to sprout for the next people harvest so if you’re interested in a career with Fidler and Pepper (and don’t mind our terrible gardening puns) check out our website for vacancies and more information. If you’d like to talk to us, simply call 01623 45 11 11.

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Change conveyancer, Contract, conveyancer, Conveyancing, DIY Conveyancing, Do your own conveyancing, First Time Buyers, help to buy, help to buy ISA    No Comments

There are hundreds of law firms across the UK offering Conveyancing services, so why should you chose Fidler & Pepper for your house move?

Firstly and importantly, we’re friendly! We understand moving house can be stressful, but with Fidler & Pepper you’ll always be greeted with a smile. You’ll have the peace of mind that our dedicated teams are working hard to ensure the moving process runs as smoothly and efficiently as it can.

We’re award-winning Conveyancers. We don’t like to blow our own trumpet, but we’re really proud to be recognised in national and local awards. The most recent award added to our collection was the 2018 Conveyancing firm of the Year (East Midlands) at the Law Firm Service (LFS) awards. We’re delighted to receive this award as it is based partly on independent client feedback.

We love to create new things! We’re always creating new services and using our own technology to help you. Our clients tell us they love our 24/7 Case Tracker! With this you’ll always be in the loop, updated regularly, so you always feel on top of your case. Our Case Tracker allows you to look into you case in your own time, not just working hours. You could be anywhere in the world (with internet access) at anytime and be able to log in and see what’s happening on your case.

Our Conveyancers know their stuff. Fidler & Pepper have been around since 1888 – that’s 130 years of experience! Whilst times have changed, our values haven’t and we work hard to make our clients happy. As when you’re happy – we’re happy.

Our prices are competitive and when you instruct us to act on your behalf you’ll have a named and dedicated Conveyancer looking after your file.

Don’t just take our word for it! This is what some of our clients have to say about us

“It was just perfect and took all the worry and stress out of moving”.

“Fantastic service by Fidler & Pepper – would highly recommend! Will definitely consider using you again in the future – professional, friendly and reliable service.”

“Good Swift service, polite and helpful staff when I called up.”

“Always friendly and efficient.”

“I was very impressed. Everyone did what they said they would. I was assured by the professionalism and efficiency but also found I was treated with patience and a kind manner. An ever stressful situation made as easy as possible.”

Are we the right team for you?

We can provide an instant Conveyancing quote online or over the phone! Simply call 01623 45 11 11 to talk to one of our friendly team or visit www.fidler.co.uk for an instant quote.

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Beginners Guides, Case Tracker, Contract, conveyancer, Conveyancing, Conveyancing Quote, First Time Buyers, help to buy, leasehold, Leasehold Conveyancing Quote, Probate, Property Market, property searches, sale, searches, signing contracts, Uncategorized, Wills    No Comments

Happy New Year to you! Thinking about the year ahead?

As we step into a New Year, it can be a time of reflection. After
celebrating and spending time with family over Christmas, you might be
thinking about what the future will hold.

Should your New Years Resolution be to get your affairs in order?

Regardless of your age, planning ahead and putting your wishes in place will
provide peace of mind for you and your loved ones. That will certainly lift
those January blues, when the highs of Christmas are over. Creating a Will
or a Power of Attorney may seem like an odd way to shake away the January
blues, but you could be ensuring the future of your loved ones – whatever
your wishes, will be granted.

Could 2018 be the year that you buy your dream home?

Maybe you’ve been thinking of moving house and 2018 might be
the year to take action. Once you find that perfect property, we can
certainly help you with the legal side of things. Our specialist,
Conveyancing team will look after the legal (and sometimes stressful) side
of your move. We work to get things moving for you, whilst you can get on
with packing your boxes and choosing your wallpaper! Our experienced and
award-winning Conveyancing team will manage everything from searches,
deposits and signing contracts, to Exchange and final Completion. Fidler &
Pepper have a dedicated team and we’ll keep you updated 24/7 with our
secure, online case tracker.

Need a helping hand or a chat with one of our team?

If you’d like to get your affairs in order or have plans to buy, sell or
remortgage your property then come and see one of our specialist team.
Alternatively, you can give us a call on 01623 45 11 11 or visit www.fidler.co.uk

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Beginners Guides, conveyancer, Conveyancing, Conveyancing Quote, Japanese Knotweed, Property, Property Market, Quicker conveyancing    No Comments

What Is Japanese Knotweed?

Japanese Knotweed (Fallopia japonica) has reared its ugly head in the news again lately reminding us all of the terrible problems this weed can cause for homeowners. This troublesome plant is renowned for growing at a ridiculous rate of up to 10-20cm a day during the summer months and is classed as an invasive species in the UK. Left untreated the roots of Japanese knotweed can be considered a risk to the structural integrity of a building, mortgage lenders are very wary of it, prospective buyers may not get a mortgage and it can sometimes make the property unsellable.

It’s A Serious Business!

Due to its fast growing and destructive nature, it is an offence under Section 14(2) of the Wildlife and Countryside Act 1981 to plant or cause it to grow. It is also classed as controlled waste and requires specialist disposal to prevent spreading; substantial fines or even prison sentences can handed to people disposing of the weed irresponsibly if it results in a spread in the wild.

What Happens If You Want To Sell Your Property?

Although it is not illegal to have Japanese knotweed growing in your garden, you are under a legal duty to disclose it when you sell. Not disclosing it would be classed as a misrepresentation and a buyer can take a seller to court for compensation if its proved the sellers deliberately withheld information or tried to hide its existence.

Don’t despair…

If you think your house is affected by Knotweed, it can be treated effectively. It has a large underground network of roots which need to be destroyed to kill the plant using chemicals, although it can take up to five years to be totally eliminated.

Contact a specialist

If you discover your property is affected , you will need to contact a Japanese Knotweed specialist who will be able to assist with a Management Plan. This plan can be submitted to Mortgage Lenders and Valuers and often assists in gaining lending that may otherwise have not been offered. In addition, on advice from the Institute of Chartered Surveyors many larger lenders have relaxed their rules as some evidence suggests that surveyors have been unsure of how to assess the risk of Japanese knotweed, resulting in inconsistent valuations.

Get In Touch 

If you have question about this issue or would like a Conveyancing quote – please give our specialist team a call on 01623 45 11 11.

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Beginners Guides, Case Tracker, Conveyancing, Conveyancing Quote, First Time Buyers, Stamp duty, Stamp Duty    No Comments

The 2017 Budget announced that First Time Buyers won’t have to pay Stamp Duty when buying a home costing up to £300,000! Plus if you’re lucky enough to be a first time buyer purchasing for more than £300,000 (up to £500,000), you won’t pay Stamp Duty on the first £300,000.

Even better, the change is effective immediately, so any existing clients who haven’t yet completed their purchase won’t be paying the tax. If you haven’t yet paid for your fees, you’ll not be asked for Stamp Duty and if you have, you’ll receive a refund for your completion day.

A great saving for first time buyers who can now use the extra pennies on their new home or at Christmas!

If you’re moving house don’t forget to get in touch and we can give you a Conveyancing quote in seconds! Just visit our website or call us on 01623 45 11 11.

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conveyancer, First Time Buyers, help to buy ISA, Property Market, property owner, Uncategorized, Wills    No Comments

Everything to do with moving house is stressful, right? Not necessarily!

Of course, moving is a busy time, and there are so many deadlines and things to organise – Finances, packing, post redirection, schools…the list goes on…

We can’t help with everything, but we can take the weight off your shoulders when it comes to the legal side of moving house.

Let us help you…

Our award-winning Conveyancing teams use the latest technology and their years of experience to sort out the legal side of things as efficiently and smoothly as possible; from searches, deposits and signing contracts, to exchange and final completion. What’s more using our text message alerts and password protected case tracking system, we’ll keep you in the loop 24 hours a day 7 days a week, with access to your whole file online.

We’re really proud that our Conveyancing service has been recognised in both local and national awards. These awards demonstrate our commitment to improving our processes, using technology to provide a quality service and showing that we receive positive client feedback. Check out Matt Slade, Head of our Conveyancing team (pictured above) after winning the LFS Conveyancing Firm of the Year award 2017 – East Midlands region.

We can help with Conveyancing AND getting your affairs in order 

Our teams are second to none when it comes to Conveyancing but you should also know that we have the Wills, Trusts and Probate specialists too. When people move house, they sometimes forget to change their Will and its vitally important you make sure its up to date.

Get a quote in seconds…

We’re forward thinking and progressive but were also a friendly local solicitors, established in the area since 1888.  We like to think we are the best of both worlds and that is why we have won a number of awards, gained some fantastic client feedback and have exciting plans for the future – watch this space!

Take a look at www.fidler.co.uk  or call us on 01623 45 11 11 to get a quote in seconds!

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Barratt Homes, Case Tracker, Change conveyancer, Change solicitor, Contract, conveyancer, Conveyancing, Conveyancing Quote, Do your own conveyancing, First Time Buyers, help to buy, help to buy ISA, House Prices, management companies, Property, Property Market, Property Report, signing contracts, Uncategorized    No Comments

When Would You Need To Pay A Management Company?

Some properties may have extra land surrounding them, such as a shared access, a park or just a simple piece of additional green land, which makes the surrounding area look more attractive. These areas are often maintained by Management Companies and you may be asked to pay a fee to help look after these areas. When you are buying or selling a property we may need to do some extra legal work, there may be some extra fees and delays to get this information in order.

Who Is Responsible?

The question which you may not always consider is who is going to be responsible for the maintenance and upkeep of this extra piece of land? The local authorities are reluctant to carry this out as they are already responsible for the upkeep of most roads and public spaces and therefore developers often outsource this responsibility and the cost to Management Companies.

The cost of the administration of these Companies and the works they have to carry out in order to maintain these extra pieces of land are usually shared between all the owners of the properties who use or benefit from these additional areas of land. This is usually referred to in the deeds of your property as a “rent charge”, “service charge” or an “estate rent” is another term used.

How Do You Find Out If you Have To Pay Extra Charges?

Often these extra charges will not come to light until your Solicitor is sent the deeds to the property, which could be a few weeks into the sale or purchase. The Solicitor acting for you and the Management Company may charge you extra fees for carrying out the additional work involved in the Conveyancing process and also after you’ve completed your sale or purchase. Your Solicitor will be working hard to get the right information from the Management Company as without this it can cause you delays.

Be Informed – Ask Questions And Give Information

If you’re buying – make sure you ask the current owner or the estate agents if there is any communal land which they pay extra fees to a Management Company for. This will then avoid any problems along the way of purchasing a new property.

If you’re selling – give this information to the buyer and estate agents. Also, get in touch with the Management Company as soon as the sale is agreed to pay for the Management Pack, which answers a list of queries your buyer’s Solicitors will need to know in order to avoid any delays.

Get In Touch

We have an experienced and specialist Conveyancing team used to dealing with all of the bit and bobs that happen in the Conveyancing process. We’d be happy to answer any questions you may have. If you’d like a quote for moving house then visit www.fidler.co.uk or call us on 01623 45 11 11.

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Beginners Guides, Case Tracker, Contract, conveyancer, Conveyancing, Conveyancing Quote, Do your own conveyancing, property owner, property searches, Quicker conveyancing    No Comments

After weeks of paperwork and to do-lists you’re now ready to get the keys to your new home. Have a look at our handy checklist below to avoid any delays on moving day!

  • Make sure you’ve sent your fees and purchase money to your Conveyancer in plenty of time for Completion day.  The last thing you need is to be organising a bank transfer today!
  • Be ready to hand over or collect the keys once you’ve Legally Completed. It’s in your Contract that this should happen by 2pm – but this can sometimes be a bit earlier or later.
  • Make sure you’ve organised for all your mail to be forwarded to your new house from today.
  • Don’t forget to read your meters on your old house and your new house, make a note of the readings and call your utility providers as soon as you can to give them the information.
  • Label all your boxes – especially the important ones like “Kettle” and “Mugs” (or wine glasses and bottle opener!) so you can make a cuppa while your unpacking the less important stuff!
  • Keep a list of the items you are taking and what you are leaving behind such as curtains, blinds and kitchen fittings.
  • There could be a bit of waiting a round – Make sure you phone is charged and you are ready for the call from your Conveyancer to confirm you can collect your keys. In the meantime, have a plan and don’t put yourself in a position where your sat in a van for hours waiting for the call. Remember it could be gone lunchtime before you get your new keys.
  • No-one expects your old house to be left spotless but it’s advisable to leave it in a condition you hope to find your new one in – it’s only courteous!
  • Get your friends and family to help with packing, unpacking and cleaning.  Many hands make light work and you can always bribe them with the offer of a pizza or two for supper!
  • Keep your pets fenced or locked in or if they are liable to make a run for your old house every time you open a door. Get a friend to look after them for the day while you are moving.
  • Remember that it’s only one day of madness and you have the rest of your lives in your new home to organise and unpack. Rome wasn’t built in a day, just get the basics sorted.
  • Be flexible. Depending on the amount of people in your chain, Completion can be chaotic and there may be some waiting around. There’s no harm in your buyers moving their furniture into the living room while you’re still emptying the garage!

 

If you need advice or help from our specialist and experienced Conveyancing team – simply give us a call. We’re used to the ups and downs of moving day and are happy to talk you through anything that’s worrying you. Call us on 01623 45 11 11 or visit www.fidler.co.uk to find out more.

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Conveyancing, Conveyancing Quote, Deposit, First Time Buyers, help to buy, help to buy ISA, Property, Property Market, Quicker conveyancing    No Comments

What is a Help to Buy ISA?

A Help to Buy ISA is a new type of ISA which have been created to help first-time buyers save for a deposit for their home. As you are busy saving for your deposit you’ll receive a helping hand from the government to boost your savings amount and help you to get onto the housing ladder. The government will add a generous 25% on to your savings, up to a maximum of £3,000 on savings of £12,000 (this is per first time buyer. So, if you and your Partner both open an account you could receive up to £6,000 on top of your own savings).

Find out more and get organised!

As soon as you decide you want to start saving for your first home you need to set up an ISA account with your bank. This means you start saving as soon as possible as the more money you save the more you will benefit from the scheme.

Make sure you know the limits of the scheme

  • The government boosts your savings by 25% (i.e. a bonus of £50 for every £200 you save)
  • You can save up to £200 per month
  • The maximum bonus you can claim is £3,000 so to get the best bonus you would need to save £12,000
  • The house you purchase must cost a maximum of £250,000 (or £450,000 in London)

 

When you have found a house to buy…Tell us you hold a HTB ISA as soon as possible. Our initial information forms will ask you about this

  • Complete the forms we send you

Once we are aware you wish to take advantage of the scheme, we will send you a form to complete giving us information about your ISA account and asking for your authority to apply for the bonus on your behalf.

  • Go to your bank to close the account before completion happens (we will talk to you about this)

Your money will be sent to another account for you. You will need to instruct your bank that you wish to close the account and they will transfer your savings into another account of your choosing. They will then provide you with a closing statement.

  • Provide us with the closing statement

We need to submit this to the government website to prove to them the amount of savings you had in your ISA.

We will submit your signed authority form and closing statement to government website with a request for funds a few days before you complete your purchase and you will receive a letter from the government, through us, confirming the bonus has been approved and is being transferred to us.

  • We will ask you for your deposit less the sum we expect to receive from scheme

Don’t worry if this means you have less than a 10% deposit. Most sellers will agree to a lower deposit in these circumstances. You will receive statements from us showing the bonus sum we expect to receive.

  • We receive the HTB Bonus before completion and use this towards the purchase price.

 

If you are a first time buyer and you’re interested in a Help to Buy ISA…

We have a specialist team who have processed hundreds of Help to Buy ISA’s and would be happy to help you with any questions you may have. Simply call us on 01623 45 11 11.

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